For the Ones You Love Most
Have you ever paused to ask yourself: What would happen to my family if something happened to me? It’s a tough question—but one that deserves your attention.
At Jennifer Cunningham Insurance, we understand how important it is to protect the people you love. That’s why we offer Life and Mortgage Protection policies tailored to your unique needs, giving you peace of mind now and security for your family in the future.
Life Insurance vs. Mortgage Protection: What’s the Difference?
Life Insurance:
A Life Insurance policy pays your family a lump sum upon your death with an initial advance of 10%. Whether it’s to cover funeral expenses, help with day-to-day living costs, or provide a financial cushion for the future, this type of cover is designed to support your family when they need it most.
Key Features:
· Death-only cover with the option to enhance your policy to include:
· Repatriation
· Serious Illness Cover / Serious Female Illness Cover
· Permanent Total Disability
· Death by Accident / Traffic Accident
Constant capital sum insured – your coverage amount remains the same throughout the policy.
Cover available up to age 80, with the last entry age at 70.
Affordable Life Cover Example: €50,000 of cover for a 50-year-old from as little as €153 per year, or €14 per month.
You’re Unique – Your Protection Should Be Too
Our Life Insurance policies can be customised with additional benefits to match your lifestyle and risks. Want more than just death cover? We’ve got you.
Cover includes Death and Repatriation.
Mortgage Protection:
You may already have Mortgage Protection, which is a smart start. This policy ensures your mortgage is paid off if you pass away, helping your family stay in their home during a difficult time. You can also consider Critical Illness and Disability Coverage for more comprehensive protection.
Need mortgage payment protection too? For a 50-year-old, €100,000 of cover can cost as little as €305 per year—providing more protection and less stress.
Easy, Accessible, and in English
To apply, you simply need to be a resident in Spain and complete a short health/lifestyle questionnaire. Payments are manageable with monthly direct debit, and all support is provided in clear, easy-to-understand English.
Who Should Consider This Cover?
· Anyone with Dependents
· Those who may be responsible for Funeral Costs
· Self-Employed Individuals
· Homeowners with Mortgages
· People concerned about the financial impact of Serious Illness or Disability
Take the First Step – Protect the people you love
You can’t predict the future—but you can prepare for it.
To learn more about Life Insurance and Mortgage Protection, contact Jennifer Cunningham Insurance.
Visit: www.jennifercunningham.net
Email: info@jennifercunningham.net.
You can also connect with us on Facebook, Instagram, and Google for updates, tips, and client support.